he huge amount of money needed to fund a university degree these days can often leave you not just floundering for cash, but also leave you with a bad credit rating early on in your life, which is a problem that can stay with you for a long time unless you do something about it. Thankfully, though, the same kind of bad credit guarantor loans that are widely available to people already in work can also be applied to students too—indeed, a student with bad credit can sometimes get better treatment than a normal person due to their student status. This is especially true if you can convince a parent or relative (if you’re a younger student) to act as a guarantor for the loan or have your own assets that you can offer up as collateral in the case of mature students. Unsecured bad credit student loans are also available, although these are harder to be approved for due to your bad credit status.